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**WARNING**

This is a system belonging to SEB Group of Companies (“SEB”). SEB’s systems are provided for the processing of SEB’s information only. All content of this system and its associated sub-systems are PROPRIETARY INFORMATION and remain the sole and exclusive property of SEB and may be monitored, intercepted, recorded, read, copied, or captured in any manner and disclosed in any manner, by authorized personnel.

THERE IS NO RIGHT OF PRIVACY IN THIS SYSTEM.

Authorized SEB’s personnel may provide to law enforcement officials any potential evidence of crime found on SEB’s systems.

USE OF THIS SYSTEM BY ANY USER, AUTHORIZED OR UNAUTHORIZED, CONSTITUTES CONSENT TO THIS MONITORING, INTERCEPTION, RECORDING, READING, COPYING, OR CAPTURING AND DISCLOSURE.

**WARNING**